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Opening Time

Mon - Fri 9:00am - 6:00pm PST
Sat 9:00am - 2:00pm PST

Sandra Navarre

Sandra Navarre

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

As a Mortgage Loan Originator based in California, with over 20 years of experience in the mortgage industry, I am dedicated to providing exceptional service across multiple states. My extensive expertise encompasses processing, underwriting, and originating loans, allowing me to navigate the mortgage process with precision and insight. 

I am committed to assisting clients in realizing their homeownership dreams by delivering personalized guidance and tailored solutions. My focus on understanding and prioritizing client needs ensures a seamless and efficient experience.

With a deep passion for helping individuals and families from all backgrounds, regardless of credit status, I am dedicated to making both new homeownership and refinancing accessible. My goal is to provide a smooth, rewarding experience for everyone through the loan application process.

It would be my privilege to serve as your dedicated loan officer. Your financial journey is important to me, and I look forward to providing you with the best possible financial guidance and loan programs.


Phone: (714) 323-9770

NMLS#: 1635281

License: AL, AR, CA, IA, IN, KS, KY, LA, MN, MO, ND, SD, TX, WI

Spoken Language: English

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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